Purchasing a home is one of the biggest financial decisions you will make. Choosing the mortgage that’s right for you is as important as choosing a house.

With more than one type of mortgage at NLCU, we offer you flexibility and choice. Our member service advisors can guide you expertly through the mortgage process.

Variable Rate Mortgage
Gives you the freedom to take full advantage of changing interest rates.

Closed Mortgage
Offers you convenient payment schedules and flexible repayment terms.

Energy-Efficient Mortgage
Gain the flexibility to extend the time required to repay your mortgage.

FastTrack CASHBACK Mortgage
Helps you take care of some expenses you’ve acquired along the way.

Get Pre-approved!

It’s a good idea to get pre-approved for a mortgage before you start house hunting. With a pre-approval, you know what you can afford in a home, making it easier to deal with realtors and home sellers. Call us toll free at 1-800-563-3300 or visit your local NLCU branch to make an appointment.

Mortgages (Rates effective 2022-06-09) Rates
Variable - 5 Years (Adjusted to Market Conditions) 3.200%
Open - 6 months 7.150%
Open - 1 Year 6.875%
Closed - 1 Year 3.740%
Closed - 2 Years 4.240%
Closed - 3 Years (special rate) 4.290%
Closed - 4 Years 4.790%
Closed - 5 Years (special rate) 4.590%
Closed - 7 Years (special rate) 5.190%